What you need to know about
Annual Enrollment Period
Medicare health and drug plans can —and do— make changes each year to cost, benefits, coverage, and the plan’s network of providers and pharmacies.
You have EIGHT weeks each fall to evaluate your current Part D (prescriptions drug plan) and Medicare Advantage plan AND compare them to all available plans in your area for the upcoming calendar year. This is your best chance to retain or improve your coverage while also finding opportunities for significant savings.
This is an opportunity you should not pass up!
Annual Enrollment Period Q&A
It can feel overwhelming! Here are some commonly asked questions and answers about the Annual Enrollment Period.
Did you know? In the 863xx zipcode area there are more than 34 prescription drug plans available for 2023. An annual comparison can be well worth the effort. For example, if you’re an insulin-dependent diabetic, the new Senior Savings Model plans will cap your insulin costs at $35 per prescription and can dramatically affect your medication costs.
Next Steps for Evaluating and
Your Medicare.Gov account provides us with the best tool for managing, tracking and evaluating your prescription drug Part D coverage. Your doctors and pharmacies automatically upload your prescribed medications so all we need to do is review and update it to reflect your current list of medications. With that list, we can review and compare your current plan with all prescription Plan D plans that are available for YOUR area for the upcoming year.
Also, watch for your Annual Notice of Change letter in the mailbox! Medicare insurance carriers must send them by September 30th. This notice tells you what is changing with your plan for the upcoming year. Don't let the size put you off. Just look for the letter at the top of the packet that provides a summary of changes in an easy side-by-side chart comparing changes in your plan's benefits. That comparison can raise 'red flags' for the changes in your benefits that may be the catalyst for you to find a better plan.
Access your Medicare 'My Account'
Have your Username and Password ready. Can't remember? No worries. Click here for help.
Note: If I helped set up your account, your username is likely your e-mail address.
Get Help Creating Your Account
Don't have an account yet? You can create an account yourself or Susan can set your account up for you!
As your advisor, Susan will configure your account so everything is already set up for you to evaluate your plan details together. Your e-mail address will be your Username with a temporary password (you can change your password at anytime).