Medicare Part A Costs (Hospital)
Part A Monthly Premium
Most people don’t pay a Part A premium because they paid Medicare taxes while working. If you don’t get premium-free Part A, you pay up to $499 each month. If you don’t buy Part A when you’re first eligible for Medicare (usually when you turn 65), you might pay a penalty.
Hospital Stay
In 2022, you pay
- $1,556 deductible per benefit period
- $0 for the first 60 days of each benefit period
- $389 per day for days 61-90 of each benefit period
- $778 per "Lifetime reserve day" after day 90 of each benefit period (up to a maximum of 60 days over your lifetime)
Skilled Nursing Facility Stay
In 2022, you pay
- $0 for the first 20 days of each benefit period
- $194.50 per day for days 21-100 of each benefit period
- All costs for each day after eday 100 of the benefit period

Medicare Part B Costs (Medical)
Most people pay the standard Part B monthly premium amount ($170.10 in 2022). Social Security will tell you the exact amount you’ll pay for Part B in 2022.
You pay the standard premium amount if:
- You enroll in Part B for the first time in 2022.
- You don’t get Social Security benefits.
- You’re directly billed for your Part B premiums.
- You have Medicare and Medicaid, and Medicaid pays your premiums.
(Your state will pay the standard premium amount of $170.10 in 2022.)
Part B deductible—$233 per year

Medicare Part D Premiums (Drug Plans)
The chart below shows your estimated drug plan monthly premium based on your income. If your income is above a certain limit, you’ll pay an income-related monthly adjustment amount in addition to your plan premium.

2022 Part D national base beneficiary premium — $33.37
This amount is used to estimate the Part D late enrollment penalty and the income-related monthly adjustment amounts listed in the table above. The national base beneficiary premium amount can change each year. If you pay a late enrollment penalty, these amounts may be higher.
Get help from an expert!
Medicare premium increases happen almost every year, an expert ca figure out exactly what your Medicare costs will be. Many people find that Medicare and a supplement costs less than private insurance they had prior to Medicare. Either way, you’ll want to get some estimates of your Medicare costs before you retire. This way you can plan ahead to have enough savings for the future.
The fact is that most people do pay Medicare premiums. Fortunately, we can put together a Medicare cost estimate so that you can plan ahead.
Get your questions about the costs for Medicare answered by an expert so you understand the changes and can make an effective plan for YOUR healthcare spending for 2022.
- There are no additional fees, your premium will be the same as if you had bought the policy directly from the carrier
- An advisor can save you money on your monthly premiums by comparing plans with all carriers vs just one carrier
- Advisors can help keep you up to date and informed on any changes that happen annually
- A relationship with a LOCAL advisor can be your go-to resource for years to come
- They can help you with Medicare claims
- They will help you get a better price than you might be able to find on your own
- You will get non-biased opinion on all your Medicare options
Additional Information
Please visit Medicare.gov to find more detailed Medicare cost information by service, and to see how Medicare calculates late enrollment penalties. Or call 1-800-MEDICARE (1-800-633-4227). TTY users can call 1-877-486-2048.
You have the right to get Medicare information in an accessible format, like large print, Braille, or audio. You also have the right to file a complaint if you feel you’ve been discriminated against. Visit Medicare.gov/about-us/accessibility-nondiscrimination-notice, or call 1-800-MEDICARE (1-800-633-4227) for more information. TTY users can call 1-877-486-2048.
Contact Susan Tighe for help today at (602)-705-1462! Susan lives locally and is focused on serving Yavapai County's seniors. As your local resource, she will guide you through your options.